Jain International Organisation|

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Disclaimer: Note: Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term). Insurance is a subject matter of solicitation. *Please refer to the Benefit Illustration for year wise Death Benefit. A. The premiums are excluding applicable taxes & levies. B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life. C. The values shown are for illustrative purpose only. For detailed illustration, please speak to our Financial Consultant/Broker. Please refer to the product brochure for details on benefits and conditions. Sample Illustration is for policies bought online; the benefits payable under all three plan options are at an enhance rate of 103% Kindly Note that the Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Please Note: JIO has only assisted in negotiating special terms for JIO-JAC (JAINS) members, any of the Trusts, & other bodies controlled/ managed by Jains. However, JIO is not a party to this policy. The contract is solely between the Insured Member and HDFC Life. JIO is not responsible for any action/s of either party.

Exclusive JIO Benefits:

✓ HDFC Life Sanchay Plus comes with a guaranteed maturity value

✓ Taxation benefits are available both at the time of investment (Section 80 C) and at the time of maturity (Section 10 (10d)) (this is as per prevailing Taxation rules under Income Tax Act, 1961)

✓ All Sanchay Plus products can be offered under the Married Women's Property Act, 1874

Accidental Death Benefit	JIO members who opt for HDFC Life Sanchay Plus would also be eligible for a Personal Accident cover equal to Base Sum Assured or 50 lacs whichever is lesser. This is an exclusive JIO benefit
Cancer Cover Benefit	JIO members who opt for HDFC Life Sanchay Plus would also be eligible for a Cancer Care Cover. This is an exclusive JIO benefit
Critical Illness Cover Benefit	A lump sum benefit equal to the Rider Sum Assured shall be payable in case you are diagnosed with any of the 19 Critical Illnesses and survive for a period of 30 days following the diagnosis. There is no maturity benefit available under this rider
Credit Points	A JIO member is entitled to 30 Credit Points under JIO-JAC Program
Claim Settlement	One day claim settlement is available for JIO members
IRR/Interest Rate	The product will be offered at online/enhanced rate
Dedicated Help Desk	We will also offer a dedicated helpdesk for queries arising from JIO members as well for pre-sales and post sales servicing to ensure a smooth and hassle-free buying journey experience for JIO members

Market Benchmarking: (Based on the comparative studies)

Parameters	Fixed Deposit	Sanchay Plus
Investment Amount (INR)	10 Lacs	10 Lacs
IRR	4%	6.2%
Period	10 Years	10 Years
Expected Returns	4 Lacs	6.2 Lacs
Tax on Interest (@30%)	1.2 Lacs	No Tax (ZERO)
Life Cover	Not available	Upto INR 1 Crore
Net Retention Value	2.8 Lacs	6.2 Lacs

Disclaimer: Note: Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term). Insurance is a subject matter of solicitation. *Please refer to the Benefit Illustration for year wise Death Benefit. A. The premiums are excluding applicable taxes & levies. B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life. C. The values shown are for illustrative purpose only. For detailed illustration, please speak to our Financial Consultant/Broker. Please refer to the product brochure for details on benefits and conditions. Sample Illustration is for policies bought online; the benefits payable under all three plan options are at an enhance rate of 103% Kindly Note that the Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Please Note: JIO has only assisted in negotiating special terms for JIO-JAC (JAINS) members, any of the Trusts, & other bodies controlled/ managed by Jains. However, JIO is not a party to this policy. The contract is solely between the Insured Member and HDFC Life. JIO is not responsible for any action/s of either party.

Guaranteed Income 1 lakh 10 premium paying term
Guaranteed Income 1 lakh 12 premium paying term
Guaranteed Income 10 lakh 10 premium paying term
Guaranteed Income 10 lakh 12 premium paying term
Guaranteed Maturity 1 crore 10 premium paying term
Guaranteed Maturity 1 lakh 10 premium paying term
Guaranteed Maturity 5 lakh 10 premium paying term
Guaranteed Maturity 10 lakh 10 premium paying term
guranteed maturity for 1 cr 10 premium paying term
guranteed maturity for 5 lakhs 10 premium paying term
guranteed maturity for 10 lakhs 10 premium paying term
Illustration 1CR premium paying term 6 Long Term Income
Illustration 1lakh premium paying term 6 Long Term Income
Illustration 5 lakh premium paying term 6 Long Term Income
Illustration 10 lakh premium paying term 6 Long Term Income
Life Long Income 1 crore 12 premium paying term
Life Long Income 1 lakh 5 premium paying term
Life Long Income 5 lakh 5 premium paying term
Life Long Income 5 lakh 6 premium paying term
Life Long Income 5 lakh 10 premium paying term
Life Long Income 5 lakh 12 premium paying term
Life Long Income 10 lakh 6 premium paying term
Life Long Income 10 lakh 10 premium paying term
Long Term Income 1 cr 10 premium paying term
Long Term Income 1 cr 12 premium paying term
Long Term Income 1 lakh 6 premium paying term
Long Term Income 1 lakh 12 premium paying term
Long Term Income 5 lakh 5 premium paying term
Long Term Income 5 lakh 10 premium paying term
Long Term Income 5 lakh 12 premium paying term
Long Term Income 10 lakh 12 premium paying term

Disclaimer: Note: Guaranteed Income Amount payable in arrears on annual frequency during the payout period (After the policy term). Insurance is a subject matter of solicitation. *Please refer to the Benefit Illustration for year wise Death Benefit. A. The premiums are excluding applicable taxes & levies. B. This snapshot of illustration is only for HDFC Life Sanchay Plus Plan for a healthy male life. C. The values shown are for illustrative purpose only. For detailed illustration, please speak to our Financial Consultant/Broker. Please refer to the product brochure for details on benefits and conditions. Sample Illustration is for policies bought online; the benefits payable under all three plan options are at an enhance rate of 103% Kindly Note that the Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Please Note: JIO has only assisted in negotiating special terms for JIO-JAC (JAINS) members, any of the Trusts, & other bodies controlled/ managed by Jains. However, JIO is not a party to this policy. The contract is solely between the Insured Member and HDFC Life. JIO is not responsible for any action/s of either party.

Dedicated HelpLine: +91 97729 94668

WhatsApp HelpLine: +91 70215 75316

Email: Jio@BuyPolicyNow.com

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JIO HDFC Sanchay Plus